Соціально-правові студії
ISSN 2617-4162
e-ISSN 2617-4170
Видавець: Львівський державний університет внутрішніх справ
Анотація
В сучасних умовах фінансова стійкість залишається однією із найбільш важливих довгострокових цілей для будь-якої країни. Саме тому знаходження можливостей для її досягнення залишається актуальним. Ціллю даного дослідження стало надати рекомендації для регулювання банків з іноземних капіталом в Україні на основі даних з країн Європейського Союзу. Основними науковими методами стали аналіз, описовий, порівняння, а також спеціально-юридичні методи дослідження. В рамках дослідження було показано, що країни Європейського Союзу ведуть активні дії в направленні підвищення фінансової стійкості банківського сектору. З цією ціллю було сформовано окремі директиви, такі як Capital Requirements Directive та Capital Requirements Regulation, так само, як і стандарти Basel III. Крім того, розглядалися і деякі інші директиви, що впливають на особливості оподаткування в регіоні, принципи подання звітності, рівень надійності банків та прозорість ведення бухгалтерського обліку. Було показано, що банківський сектор Європейського Союзу досі стикається з проблемами, зокрема низькою прибутковістю та проблемами у питаннях співпраці між банками та державними органами. В роботі було також надано окремі рекомендації для України, направлені в першу чергу на приведення її банківського законодавства у відповідність до міжнародних стандартів. Проте важливо розуміти, що адаптація повинна враховувати також особливості української ситуації та відповідати місцевим особливостям. Висновки, зроблені в рамках дослідження, можуть бути використані для формування довгострокової політики держави в сфері управління фінансовим сектором
Ключові слова: фінансова стабільність; законодавчі норми; ризики; міжнародні відносини; економічне зростання
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